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powerpoint presentation republic of uzbekistan ministry of higher education, science and innovation tift bank ishi . 25_03 presentation theme: function of banks prepared by: raximjonova farangiz 1. core banking functions 2. economic role of banks 3. modern banking and future trends plan: banks are financial intermediaries that accept deposits, typically offering interest rates from 0.01% to 5%, and then lending these funds to borrowers, generating revenue through interest rate differentials. modern banking originated around the 14th century in italy. these institutions evolved from simple money lenders to complex systems offering services like 30-year mortgages and international transfers. banks are critical for maintaining financial stability, overseeing trillions in assets, and facilitating economic growth by providing capital for businesses and managing the flow of money through transactions. introduction to banks core banking functions: accepting deposits banks offer various deposit accounts like checking (demand deposit) and savings accounts, each with distinct features, interest …

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as intermediaries to offer life, home, and auto insurance from various providers, earning commissions on policies sold to customers needing financial protection. role of banks in economic development banks facilitate capital formation by mobilizing savings from the public through deposit accounts, channeling these funds into productive investments, thereby driving economic growth with increased gdp. banks provide crucial credit facilities to businesses, especially smes, enabling them to expand operations, invest in technology, and create jobs, leading to an enhanced economic environment with 5-10% gains. banks play a pivotal role in monetary policy implementation, adjusting interest rates and managing money supply as determined by the central bank, aiming for price stability and sustainable economic development. modern challenges and the future of banking fintech disruption is forcing banks to innovate. integrating blockchain for secure transactions and offering personalized digital experiences are key to attracting younger demographics, who demand 24/7 access. banks face escalating …

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powerpoint presentation republic of uzbekistan ministry of higher education, science and innovation tift bank ishi . 25_03 presentation theme: function of banks prepared by: raximjonova farangiz 1. core banking functions 2. economic role of banks 3. modern banking and future trends plan: banks are financial intermediaries that accept deposits, typically offering interest rates from 0.01% to 5%, and then lending these funds to borrowers, generating revenue through interest rate differentials. modern banking originated around the 14th century in italy. these institutions evolved from simple money lenders to complex systems offering services like 30-year mortgages and international transfers. banks are critical for maintaining financial stability, overseeing trillions in assets, and facilitat...

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