personal finance (shaxsiy moliya)

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презентация powerpoint termiz iqtisodiyot va servis universiteti iqtisodiyot (tarmoqlar va sohalar) yo’nalishi 2-bosqich 25-22 guruxi talabasi alimardanova barno abdullayevnaning ingliz tili fanidan tayorlagan taqdimoti what is personal finance-shaxsiy moliya nima? personal finance is the management of money. personal finance deals with an individual or household’s income, spending, and savings. shaxsiy moliya shaxs yoki uy xo'jaligining daromadlari, xarajatlari va jamg'armalari bilan shug'ullanadi. personal finance can be understood as the art of managing money. it deals with an individual’s or household’s earnings, savings, and expenses—based on needs and preferences. individuals who plan their finances have a better shot at reaching their financial goals. even with limited earnings, they can afford a decent standard of living and future financial security. shaxsiy moliyani pulni boshqarish san'ati sifatida tushunish mumkin. bu jismoniy shaxsning yoki uy xo'jaligining daromadlari bilan bog'liq, tejash va xarajatlar, ehtiyojlar va imtiyozlar asosida. o'z moliyasini rejalashtirgan shaxslar moliyaviy maqsadlariga erishishda yaxshiroq imkoniyatga …

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izga erishish uchun pulingizni boshqarishdir. bu sizning daromadingizni (muntazam ravishda oladigan pulingizni), takroriy xarajatlaringizni (masalan, ijara yoki sug'urta to'lovlari) va qancha tejashni xohlayotganingizni baholashni o'z ichiga oladi. what is personal finance personal finance, as a term, covers the concepts of managing your money, saving, and investing. it also includes banking, budgeting, investments, insurance, retirement planning, and tax planning. shaxsiy moliya atama sifatida pulingizni boshqarish, tejash tushunchalarini qamrab oladi. shuningdek, u bank, byudjet, sug'urta, pensiya rejalashtirish va soliqni rejalashtirishni o'z ichiga oladi. what are the main sources of personal finance- shaxsiy moliyaning asosiy manbalari? salary/business/professional income; rental income from leasing or renting premises; interest received on savings or fixed deposit account; dividends and interests received on other investments like securities, bonds, and debentures; accumulated savings; • borrowing from peers and family members. shaxsiy moliyaning asosiy manbalari nima? • ish haqi/biznes/kasbiy daromad; • binolarni ijaraga berish yoki ijaraga berishdan olingan ijara daromadlari; …

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. investments require proper analysis of potential risks and returns. protection: insurance offers financial security to individuals—health insurance, motor insurance, life insurance, product insurance, etc. daromad: bu jismoniy shaxslar yoki oilalar tomonidan olingan pul tushumlari yoki daromadlarini anglatadi - ish haqi, ish haqi, komissiya, bonus, pensiya, ijara, foyda, dividendlar va boshqalar. xarajatlar: bu oylik xarajatlarni anglatadi - ijara, sayohat, kommunal xizmatlar, ipoteka to'lovlari, soliqlar va dam olish. tejamkorlik: bu xarajatlar va investitsiyalardan keyin qolgan pulni anglatadi. investitsiya: moliyaviy o'sish uchun jismoniy shaxslar foydali aktivlarga - qimmatli qog'ozlarga, obligatsiyalarga sarmoya kiritadilar, investitsiya fondlari va muddatli depozitlar. investitsiyalar potentsial risklar va daromadlarni to'g'ri tahlil qilishni talab qiladi. himoya: sug'urta jismoniy shaxslarga moliyaviy xavfsizlikni taklif qiladi - sog'liq sug'urtasi, avtoulov sug'urtasi, hayot sug'urtasi, mahsulotni sug'urtalash va boshqalar. what is the first rule of personal finance?- shaxsiy moliyaning birinchi qoidasi nima? know how much money comes into your accounts each month, and manage how …

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tida sinab ko'ring. ehtiyojlaringiz uchun daromadingizning 50% gacha ruxsat bering. daromadingizning 30 foizini istaklar uchun qoldiring. daromadingizning 20 foizini jamg'arma va qarzni to'lash uchun ajrating. what is personal investment shaxsiy investitsiya nima? an amount of money that is invested in something by a person, his favored personal investments are real estate and precious metals. inson tomonidan biror narsaga investitsiya qilingan pul miqdori, uning afzal ko'rgan shaxsiy sarmoyalari ko'chmas mulk va qimmatbaho metallardir set clear financial goals- aniq iqtisodiy maqsadlarni qoyish build an emergency fund- favqulodda vaziyatlar uchun jamgarma pay off debt- qarzni qaytarish start budgeting- hisob-kitob qilish (rejalashtirish) 1. needs versus wants-ehtiyojlar va istaklar- ehtiyojlar va istaklar the first fundamental concept of personal finance is understanding the difference between needs and wants. needs such as food, water, and shelter are essential for survival. on the other hand, wants are things that are not essential but that we would like to …

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istakdir. sizning ustuvorliklaringizni tushunib, nima zarur va nima kerak emasligini farqlash orqali siz pulingizni qanday sarflash haqida ko'proq ma'lumotga ega bo'lishingiz mumkin. 2. budgeting when it comes to personal finance, creating a budget should be a primary aspect to help you track your expenses and ensure you're not overspending. there are a few simple steps to creating a budget: track your expenses for the past month to clearly understand your spending assign each expense a category (e.g., groceries, rent, and transportation) calculate how much money you have for each category each month adjust your budget as needed based on your actual spending patterns stick to your budget 2. byudjetlashtirish shaxsiy moliya haqida gap ketganda, byudjetni yaratish sizning xarajatlaringizni kuzatib borish va ortiqcha xarajat qilmaslikka yordam beradigan asosiy jihat bo'lishi kerak. byudjetni yaratish uchun bir necha oddiy qadamlar mavjud: xarajatlaringizni aniq tushunish uchun o'tgan oydagi xarajatlaringizni kuzatib boring har bir xarajat …

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О "personal finance (shaxsiy moliya)"

презентация powerpoint termiz iqtisodiyot va servis universiteti iqtisodiyot (tarmoqlar va sohalar) yo’nalishi 2-bosqich 25-22 guruxi talabasi alimardanova barno abdullayevnaning ingliz tili fanidan tayorlagan taqdimoti what is personal finance-shaxsiy moliya nima? personal finance is the management of money. personal finance deals with an individual or household’s income, spending, and savings. shaxsiy moliya shaxs yoki uy xo'jaligining daromadlari, xarajatlari va jamg'armalari bilan shug'ullanadi. personal finance can be understood as the art of managing money. it deals with an individual’s or household’s earnings, savings, and expenses—based on needs and preferences. individuals who plan their finances have a better shot at reaching their financial goals. even with limited earnings, the...

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